Our client suffered serious back injuries in a rear-end crash, but State Farm made no offer before litigation, even after Brooks Law Group demanded the full available policy limits. The defense disputed liability, claimed our client stopped suddenly, and sought years of prior medical records to argue the injuries were caused by pre-existing conditions.
When the insurer still refused to make an offer, we filed a lawsuit. During litigation, we took the defendant’s deposition, where he admitted he was responsible for the crash and acknowledged it was entirely his fault. Our team also built the medical record with MRI findings of lumbar disc herniations, EMG-confirmed radiculopathy, epidural injections, and a lumbar laminectomy and discectomy. Our client incurred more than $105,000 in medical charges.
After filing suit, we served a formal Proposal for Settlement seeking the full bodily injury policy limit. The insurer accepted, resulting in a $300,000 policy-limits recovery for our client.
Our team continued pursuing the claim until both the disputed liability and the full value of our client’s injuries were addressed.