Our client was injured in a rear-end crash, but the insurance company initially valued the claim at only about $5,000 to $6,000. The defense also alleged comparative negligence, while our client’s UM carrier disputed whether ongoing treatment was related to the collision because of pre-existing back and knee conditions.
Our team developed the medical evidence, including MRI findings showing lumbar disc herniations and a complex right knee meniscus tear, and connected those injuries to a surgical recommendation. When negotiations stalled, we filed suit and pursued the available bodily injury and uninsured/underinsured motorist coverage.
The case resolved for the full $110,000 in available BI and UM policy limits, roughly $104,000 more than the early offers.
Our team refused to accept the carriers’ low valuation and continued pressing the claim despite disputes over liability, causation, and pre-existing conditions.