After a car accident, the hours and days afterward often involve doctor’s appointments, repair estimates, missed pay, and calls from the insurance company. You should not have to spend that same time arguing with insurance adjusters or trying to figure out the claims process on your own.
Our Town ‘n’ Country car accident lawyer will take over the insurance claim and protect your interests from the start. Brooks Law Group has represented injured Floridians since 1992, recovering more than $300 million for clients.
Our team will explain your options, answer your questions, and keep you informed through regular updates from your attorney and case manager. If your injuries make travel hard, our Town ‘n’ Country personal injury lawyers can come to you for a consultation, and we can help connect you with medical care when needed. Look to Brooks®. Call for a free consultation.
Our Town ‘n’ Country Car Crash Attorneys Will Handle Your Claim
The first few weeks after a collision often feel rushed. Your vehicle may still be in the repair shop, and you may not know what your claim is worth when the bills start arriving, and the insurance company wants information.
Questions usually come up quickly. Who pays for your medical care? Which insurance policy applies? Should you give the insurance company a recorded statement? What happens if the other driver says you caused the crash?
Brooks Law Group makes sure the important details do not get overlooked. We carefully investigate the crash, gather evidence, review the insurance policies available, and explain your legal options and our strategy for your case. Getting legal guidance early can help preserve evidence and prevent costly mistakes during the claims process.
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(800) 529-3030
Types of Car Accident Cases We Handle in Town ‘n’ Country, FL
Brooks Law Group represents people injured in many types of crashes, including:
- Rear-end accidents
- T-bone and intersection collisions
- Head-on crashes
- Multi-vehicle accidents
- Highway accidents
- Distracted driving crashes
- Drunk driving accidents
- Speeding accidents
- Hit-and-run accidents
- Uber and Lyft accidents
- Uninsured and underinsured motorist accidents
- Commercial vehicle accidents
If you are unsure whether your accident falls into one of these categories, Brooks Law Group can review what happened and explain your options during a free consultation.
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Common Liability Issues That Come Up After a Florida Crash
One of the first questions people have after a collision is who caused the crash. The answer affects which insurance policies apply and whether an injury claim can move forward.
The facts of the accident determine who may be legally responsible. In some cases, more than one person or business may share responsibility. An employer may be involved if the driver was working, or a manufacturer may be liable if a defective vehicle part contributed to the collision.
Identifying all parties that contributed to the crash can affect the insurance coverage available and the damages that may be recovered.
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How Insurance Coverage May Apply After a Town ‘n’ Country Crash
Florida insurance claims are not always as simple as filing with one insurance company. Several types of coverage may become available depending on how the collision happened.
These may include:
- Personal Injury Protection (PIP)
- Bodily injury liability coverage
- Property damage liability coverage
- Collision coverage
- Comprehensive coverage
- Medical Payments (MedPay), if purchased
- Uninsured/underinsured motorist (UM/UIM) coverage
Insurance companies may disagree about fault, deny coverage, or dispute the value of a claim. Our Town ‘n’ Country auto accident attorneys will review available policies and explain which coverage may apply. We also will handle communication with insurers throughout the claims process.
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How Florida’s PIP Insurance Rules Can Affect Your Claim
Florida is a no-fault insurance state, so it requires drivers to carry PIP coverage. After a crash, you generally use your PIP benefits, regardless of who caused the accident. PIP generally pays part of your medical expenses, lost wages, and certain replacement services.
State law generally requires injured people to receive initial medical treatment within 14 days of the accident to qualify for PIP benefits. PIP benefits have limits, and they do not cover every loss after a serious accident.
What Is Considered a Serious Injury Under Florida Law?
If your injuries meet Florida’s legal definition for a serious injury, you may also have a claim against the at-fault driver for damages beyond your PIP benefits.
This generally requires you to have suffered:
- A permanent injury
- Significant and permanent scarring or disfigurement
- The permanent loss of an important bodily function
If you or a loved one suffered any of these, we will advise you on whether you can pursue damages beyond your PIP benefits.
How Fault Affects a Florida Car Accident Claim
In Florida, the law recognizes that more than one driver may be at fault for a crash. You may still recover damages if you were not more than 50% at fault. If you are found partly responsible, your percentage of fault will reduce your financial award.
Brooks Law Group gathers the evidence needed to show how the crash happened and who was responsible. We also respond to arguments from the insurance company if it tries to place too much blame on you.
What Losses Can Be Included in a Car Accident Claim?
The value of an injury claim reflects the losses connected to the accident and the evidence supporting those losses. You may be able to claim the cost of medical care already received, expected future treatment, income lost during recovery, and reduced earning capacity if returning to the same job is no longer possible.
Many claims also include vehicle repairs or replacement, along with damages for physical pain, emotional distress, permanent disability, scarring, disfigurement, and the loss of activities you once enjoyed.
Brooks Law Group reviews your medical records, employment information, and other evidence to calculate the losses related to your accident before negotiating with the insurance company.
Pursuing Damages After a Fatal Car Accident
If your loved one suffered fatal injuries after a crash, we are sorry for your loss. As your family begins to deal with what comes next, you may also face medical bills, funeral and burial expenses, and other financial concerns.
If another party caused the accident, your family may have the right to file a wrongful death lawsuit under Florida law. Our Town ‘n’ Country wrongful death lawyer can guide your family through the legal process and seek the damages related to your loss.
For a review of your rights, options, and how we can help, call us today for a free consultation.
How Long Do You Have to File a Lawsuit for a Car Accident in Florida?
In Florida, you generally have two years from the date of a car accident to file a personal injury lawsuit under Florida Statutes § 95.11(5)(a). Wrongful death lawsuits generally must be filed within two years of the date of death.
Some cases follow different rules, so it is a good idea to learn which deadline applies as soon as possible. Brooks Law Group will review your situation and determine how much time is left to seek damages through civil court, if necessary.
If you miss the deadline, you likely will not be able to move forward with your case. You can reach out to our Town ‘n’ Country traffic crash lawyers as soon as possible to discuss the next steps.
Get Help From Our Town ‘n’ Country Car Accident Lawyers Today
Every car accident case starts with understanding what happened and how your injuries have affected your life. At Brooks Law Group, we take the time to talk with you, review the facts, and explain your legal options.
From there, we will build your claim and pursue the damages available. We handle all communications with the insurance company while you focus on recovery. You pay no attorney’s fees unless we recover money for you.
You can Look to Brooks® for guidance after a car accident in Town ‘n’ Country. Our Testimonials and Reviews highlight the experiences of hundreds of clients who trusted Brooks Law Group after injuries caused by someone else’s negligence.
ou can also review our case results. Call for a free consultation.
Call or text (800) 529-3030 or complete a Free Case Evaluation form