What are the Florida law requirements for car damage insurance?

Florida requires all owners of motor vehicles to have a minimum of $10,000 in property damage liability insurance.

Who will pay for my car damage?

Possible scenarios: If the other party is at fault and the at-fault party has property damage insurance. The at-fault insurance company will pay up to the $10,000 minimum. If the coverage is more than $10,000 then the at-fault driver’s insurance will pay damages up to the limits on the policy. There is no deductible here….

How are insurance disputes handled?

The carrier you work with will influence how your vehicle accident dispute is handled. Disputes with your own insurance carrier – it depends on your insurance contract. Usually, they’re handled through an arbitration procedure. Disputes with the other party’s insurance carrier – if you or your lawyer can’t settle the case, then you or your…

What damages should I ask for?

Minimum Damage. Small scrapes and dents. You’re still entitled to get the cost to repair the car so the scrapes and dents aren’t there. Costs to repair. These are the costs to make your car look and operate the way it did before the accident Your car is a total loss. A total loss means…

Who should repair my car?

You have options on car repairs. The dealership where you purchased your vehicle will either repair your car or recommend a car repair company may be a good choice. Or, you could use a professional auto body shop near you with experience in repairing your type of car.

How are my car loans handled?

Standard car insurance (yours or that of the at-fault party) doesn’t consider the amount you owe (the loan) on the car. You can purchase GAP insurance to cover this difference. If there is a lien on your car, the holder of the lien will also have to sign any checks.

Can I get my deductible back?

If you’re at fault. No. If the other party is at fault. You can get a judgment in the amount of the deductible. Collecting the judgment may be difficult because the other side may not have any assets.

Passionate Advocacy for Car Accident Victims

For decades, Brooks Law Group has remained dedicated to advocating for the rights of car accident victims. As we celebrate thirty years of operational excellence, we reflect on the lasting impact we’ve had on generations to come.

A Philanthropic Ethos and Support for Young Adults

At the heart of Brooks Law Group lies a cohesive team driven by a deep philanthropic spirit, with a particular focus on empowering young adults. This commitment to advancing the next generation is ingrained in our values and actions.

Establishing Strong Roots and Strategic Offices

Founded in Winter Haven, FL, and educated in St. Pete, FL, Steve and Beach Brooks, the pillars of Brooks Law Group, have strategically positioned our offices in key locations including Tampa, Lakeland, and Winter Haven, Florida. This network reflects our dedication to serving a wide community throughout Florida.

A Legacy of Service: From Medicine to Law

The Brooks family’s lineage is rich with a history of service, with a tradition of both medical practitioners and legal professionals. This legacy underscores our enduring commitment to making a difference, whether in the realm of medicine or law.

Education as the Cornerstone of Heritage

Central to our family’s heritage, spanning multiple generations, is the value of education. This foundation has driven us to serve our communities and fuels our desire to create a prosperous future through education.

Nurturing Future Generations: A Commitment to Education

Understanding the pivotal role education plays, our team is deeply committed to nurturing the potential of future generations of students, not only within Florida but across the entire United States.

Unveiling the Annual Brooks Law Group Car Accident Scholarship

As a testament to our unwavering dedication to our local community, state, and nation, we take great pride in introducing the inaugural Brooks Law Group Car Accident Scholarship. This scholarship marks our continued commitment to fostering well-being and providing opportunities for deserving students.

How do I know if I need an attorney?

In most cases you do need an attorney. The insurance companies are billion dollar businesses staffed with attorneys and adjusters who do this everyday. In order to level the playing field you need an attorney. Often the insurance company for the person who caused the injury will try to settle with you before you have…