Anyone who’s been in a car accident can tell you that filing an insurance claim for injuries can be an exercise in frustration. Insurance companies are trying to make money first and foremost, so they will use every chance they have to avoid paying what they owe.
If you’ve been injured by a negligent driver, you need a car accident lawyer in University who will stand up for you against insurance companies. The team at Brooks Law Group has over 100 years of combined legal experience and has secured over $300 million for injury victims. We know what it takes to beat insurers at their own game and will fight for your interests.
Send us a message online or reach out by phone to schedule a free case consultation with a personal injury lawyer in University.
Common Injuries from Car Accidents
Even at minor speeds, a car accident can cause devastating injuries. The weight and forces of cars mean that small differences in speed translate to massive differences in injury potential.
elow are some of the most common types of injuries sustained in car accidents:
- Whiplash and neck injuries
- Bruising and soft-tissue injury
- Scrapes, cuts, and abrasions
- Head injuries and concussions
- Arm, wrist, and hand injuries
- Leg, hip, and torso injuries
- Broken bones and fractures
- Spinal cord injury
- Crushing injuries and amputations
- PTSD and emotional distress
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Florida’s No-Fault Auto Insurance Laws Explained
Florida uses a no-fault insurance system to resolve car accidents. Under no-fault insurance rules, all drivers must carry personal injury protection (PIP) coverage on their auto policies.
This additional coverage will pay for your injuries, regardless of who caused the accident. When you get into an accident, you initially file a claim with your own auto policy to use your PIP benefits.
Your PIP coverage is the first line of compensation you’ll turn to for covering your injury losses. In Florida, PIP coverage will pay for:
- Up to 80% of your medical bills
- Up to 60% of your average weekly earnings
- Up to $5,000 for funeral and burial expenses
Thus, if your total medical bills were $10,000, PIP coverage would pay for up to $8,000 of that cost. Note that PIP coverage will not pay for pain and suffering damages.
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Can I Sue the Other Driver for My Injuries?
Florida mandates a minimum PIP coverage of only $10,000, which is often insufficient to pay for the tremendous losses associated with car accidents. Fortunately, there is a way to step outside of the no-fault system and file a liability claim directly against the at-fault driver.
If your injuries exhaust your PIP coverage or meet a legal threshold for severity, you can sue the driver in a traditional at-fault claim. Under Florida Statutes 627.737, a serious injury is one involving:
- Permanent loss of body part or function
- Permanent injury
- Permanent scarring or disfigurement
- Death
The benefit of an at-fault claim is that you can pursue damages for pain and suffering in addition to your economic losses.
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Other Parties May Be Liable for Your Car Accident Injuries
Negligent drivers may not be the only party responsible for your injuries. Other potentially responsible parties include:
- Auto manufacturers. Auto manufacturers can be liable if your accident resulted from defective auto parts, like tires or brakes.
- Road crews. Road crews can be responsible for accidents if they unsafely divert traffic or cause equipment accidents.
- Local governments. Local governments can be legally liable for accidents due to subpar road maintenance or dangerous road design, like a lack of traffic calming signals.
A University car accident lawyer from Brooks Law Group can thoroughly investigate the causes of your accident to identify all liable parties and potential sources of financial compensation.
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Time Limit for Filing a Car Accident Lawsuit in Florida
Florida’s personal injury statute of limitations places a two-year time limit on all actions for personal injury. If more than two years have passed from the injury date, you will lose your legal right to sue for financial compensation. If your injuries were hidden, the timer starts on the date of discovery.
Building a strong case can take several months or longer, so you shouldn’t delay starting, even if you have two years. Delays make evidence collection more difficult and make it harder to prove your injuries were the result of the car accident.
Brooks Law Group: Car Accident Lawyers in University
Your life can change in an instant after a car accident, but you don’t have to weather the aftermath alone. For over three decades, Brooks Law Group has stood firm as a supporter of the injured and their rights. Our passion for justice is only matched by our devotion to client services and communication.
Send us a message online or call us by phone to discuss your case with a car accident attorney in University.
Call or text (800) 529-3030 or complete a Free Case Evaluation form
