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Blog: Insurance
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Insurance
Insurance in Florida: Commercial Truck vs. Car Accident Claims
Commercial truck accident claims are a hot topic in law, as insurance is a big part of a legal case after a crash. Knowing the similarities between a standard car accident claim and understanding the key differences between the kinds of claims is crucial for victims to understand. In a commercial vehicle crash, specifically those ...
Florida Lawmakers Push to Repeal No Fault Car Insurance
Florida lawmakers are pressing forward with an effort to repeal the state’s no-fault car insurance system. Short of full repeal, they hope to achieve a major overhaul. Any changes will likely be controversial, given the fact that no-fault insurance is a perennial hot-button issue. Critics say it’s behind the times at best and, at worst, ...
Florida PIP’s 14-Day Rule and COVID-19
Do I Need to Go to the Doctor’s Office? If you were injured in a car accident, seek medical attention within the first 14 days– even during a pandemic! Recent times have been stressful enough – being in a car accident can add to the stress and leave you confused about which steps to take ...
The Truth About Insurance
First and foremost we always need to keep in mind auto insurance carriers are for profit businesses that exist for the sole purpose of making money for their investors. They are not here to do you any favors. They are not here to lookout for you. Their job is to make money. To do this ...
Have You Exhausted Your PIP Coverage?
Many clients come into our firm confused about how to treat injuries from an automobile accident. They’ve just received a letter from their insurance company stating, “Your personal injury protection benefits have been exhausted.” Clients have many questions. Can I still get treatment for my injuries if my PIP coverage has run out? The simple ...
There’s No Such Thing As “Full Coverage”
Every week we have seriously injured clients come into our office. Some times after an investigation we discover neither the at fault driver or our client have any insurance to go after. In many instances this is a result of people not understanding what type of insurance they have. Whenever I first meet with a ...
In An Accident? Insurance Companies Should Pay, Not You
If you were injured in an auto accident due to someone else’s negligence you may have a claim to recover damages for your injuries, lost wages, future medical expenses, as well as pain and suffering. Many people do not take the proper steps to take to have a successful claim. The insurance company is telling ...
Do You Have the Right Insurance?
Picking an insurance plan can be confusing and overwhelming. Many people trust the agents to do the footwork in comparing rates and coverages. Depending on your lifestyle and needs, it is usually a good idea for you to ensure the coverage is in your best interest or to prepare a list of necessities for the ...
Death of Teens in Moped Accident Illustrates Importance of Insurance
Last week two Tampa teenagers were struck from behind by a 23-year-old woman while riding on a moped and were killed. It is unclear if the moped they were riding was had an engine over 50 cc which is the basic cutoff point under Florida law for whether or not the driver needs a special ...
The Three “D’s” of the Insurance Industry: DELAY, DENY, DEFEND
U.S. insurance companies rake in billions of dollars in profits every year. How does the insurance industry make so much money? Unfortunately, many insurance companies–even the most well known and well respected–engage in dirty tricks and unethical behavior to boost their profits. Some of the most common tactics can be referred to as the three ...