# Does Insurance Go Up If I Pursue a Claim or Win a Settlement | Brooks Law Group

The answer should be no. However, insurance is a contractual obligation between you and the insurance company. When your period comes up for renewal, the insurance company has a right to increase their rates if they want. You, as well, have a right to shop around and find better coverage.

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Now, insurance companies should not increase your rates just because you’re involved in a case, but that does not mean that your rates will stay the same after a claim, just because they can’t raise them. They typically will raise their rates every single year, and you have a right to shop around and find the best possible coverage for you and your family.

Call or text [(800) 529-3030](tel:+18005293030) or complete a [Free Case Evaluation form](/contact-us/)

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Source: https://brookslawgroup.com/faqs/will-my-insurance-rates-go-up-if-i-pursue-a-claim-or-obtain-a-recovery/