# How Are My Car Loans Handled? | Brooks Law Group

Standard car insurance (yours or that of the at-fault party) doesn’t consider the amount you owe (the loan) on the car. You can purchase GAP insurance to cover this difference. If there is a lien on your car, the holder of the lien will also have to sign any checks.

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Source: https://brookslawgroup.com/faqs/how-are-my-car-loans-handled/