# Florida Lawmakers Push to Repeal No Fault Car Insurance | Brooks Law Group ![Florida Lawmakers Push to Repeal No Fault Auto Insurance Laws](https://brookslawgroup.com/wp-content/uploads/2021/02/tingey-injury-law-firm-nSpj-Z12lX0-unsplash.jpg) Florida lawmakers are pressing forward with an effort to repeal the state’s no-fault car insurance system. Short of full repeal, they hope to achieve a major overhaul. Any changes will likely be controversial, given the fact that no-fault insurance is a perennial hot-button issue. Critics say it’s behind the times at best and, at worst, beset by fraud. [Brooks Law Group](https://brookslawgroup.com/) will be monitoring any no-fault developments carefully. But until any changes are made, you will still need to pursue compensation for any injuries you receive in a car accident from your own insurance company first, even if someone else is to blame for the crash. Have you been hurt? A [Florida car accident lawyer](https://brookslawgroup.com/florida/car-accident-lawyer/) from Brooks Law Group [can file a claim](https://brookslawgroup.com/faqs/what-is-the-florida-car-accident-statute-of-limitations/) for you and explore whether you have any other legal options outside of the no-fault system. Call or [contact us now](https://brookslawgroup.com/contact-us/) for a free consultation. ## What Does No-Fault Mean? Florida is one of a few states that follow no-fault auto insurance regulations. This system provides that your own insurance coverage, called [personal injury protection](https://brookslawgroup.com/blog/personal-injury-protection-pip-in-florida/) (PIP), pays the medical bills and other expenses of any person named under your policy after a car accident. If you’re the policyholder, PIP coverage is broader than you may realize. It applies to: - Your children, even if they’re injured as a passenger in a school bus wreck - Members of your household - Your passengers who lack their own PIP coverage, if they don’t own a car - You while a passenger in someone else’s car - You walking, running or riding a bike when hit by a vehicle PIP coverage kicks in regardless of who caused the wreck. No-fault/PIP claims have limits when it comes to the kinds of losses that are covered, though. You can’t get compensation for your “pain and suffering” and certain other non-monetary damages. In order to file a claim under PIP insurance, you must get treated within two weeks of the wreck. Look to Brooks!CALL US TODAY [![Phone Icon](https://brookslawgroup.com/wp-content/themes/brooks-law-group/assets/app/img/ctas/phone-icon.png)(800) 529-3030](tel:+18005293030) ## What Could a Repeal Mean for Florida Drivers? Proponents advocate for PIP, at a minimum, to be replaced with bodily injury coverage that would be mandatory. Under the proposal, drivers would be required to carry a minimum of $25,000 in bodily injury coverage for the death of one person in an accident or $50,000 for the injuries or deaths of two or more people. In addition, the bill would require insurers to offer medical payments coverage (MedPay) starting at $5,000 and with deductibles of up to $500. Florida and one other state are the only ones that don’t require drivers to carry liability coverage if they cause the injury or death of someone else. ## Contact a Florida Car Accident Injury Lawyer If You’ve Been Injured The complexities of no-fault insurance may baffle you. If you’ve been hurt in a [Florida auto accident](https://www.google.com/maps?cid=8607980200985931075), a knowledgeable car accident attorney can guide you through the [claims process](https://brookslawgroup.com/blog/car-accident-claim-and-settlement-process-in-florida/) so that you receive full and fair compensation for your losses. That’s what you’ll find at Brooks Law Group. For years, our attorneys have recovered top-dollar compensation for Floridians injured in a wide range of motor vehicle accidents. Come find out what we can do for you. Call or [contact Brooks Law Group](https://brookslawgroup.com/contact-us/) today for a free consultation. Call or text [(800) 529-3030](tel:+18005293030) or complete a [Free Case Evaluation form](/contact-us/) Car Accidents Blog Posts: [![Young Men are Driving Recklessly During COVID-19 Pandemic - Brooks Law Group](https://brookslawgroup.com/wp-content/uploads/2020/10/shutterstock_1688935003-300x200.jpg)](https://brookslawgroup.com/blog/young-men-are-driving-dangerously-during-covid/) ### [Young Men are Driving Dangerously During COVID](https://brookslawgroup.com/blog/young-men-are-driving-dangerously-during-covid/) The COVID-19 pandemic has infiltrated nearly every aspect of American life. When the nation was shut down in early [![Drunk driving during the holidays on busy road](https://brookslawgroup.com/wp-content/uploads/2020/12/AdobeStock_169837531-300x200.jpeg)](https://brookslawgroup.com/blog/drunk-driving-in-florida-the-holiday-danger/) ### [Drunk Driving in Florida: The Holiday Danger](https://brookslawgroup.com/blog/drunk-driving-in-florida-the-holiday-danger/) For residents of Florida, driving is a bit unusual. As a visitor, you may believe that turn signals are optional [![Safety Tips For Driving At Night In Florida](https://brookslawgroup.com/wp-content/uploads/2020/03/shutterstock_120451069-300x251.jpg)](https://brookslawgroup.com/blog/safety-tips-for-driving-at-night-in-florida/) ### [Safety Tips For Driving At Night In Florida](https://brookslawgroup.com/blog/safety-tips-for-driving-at-night-in-florida/) Driving at night is a leading cause of fatal car accidents. Darkness causes reduced visibility and compromises depth [![Driving in rainy hurricane season weather](https://brookslawgroup.com/wp-content/uploads/2021/05/pexels-matheus-bertelli-799463-300x169.jpg)](https://brookslawgroup.com/blog/5-driving-tips-for-hurricane-preparedness/) ### [5 Driving Tips for Hurricane Preparedness](https://brookslawgroup.com/blog/5-driving-tips-for-hurricane-preparedness/) Any experienced Floridian can tell you that the summer months are some of the rainiest. This rainy season usually lasts --- Source: https://brookslawgroup.com/blog/florida-lawmakers-push-to-repeal-no-fault-car-insurance/